Financially Lit Society lives online through Skool, giving members a place to learn virtually, connect, participate, and continue building their financial knowledge and foundation.
Inside the community, members can access financial education, participate in classes and discussions, ask questions, take action, share wins, and learn alongside other people working toward their own financial goals.
This isn't about about everyone starting from the same place.
It's about learning how to move forward from wherever you are.

Founder of Diamond Credit Care, Financially Lit Society, and Financially Lit Academy.
Macel knows firsthand what it feels like to have to rebuild financially.
After experiencing California foreclosure, job loss, and credit scores in the 400s, Macel rebuilt her own credit into the 800s and turned those lessons into a mission to help others better understand their money and credit scores.
Today, she teaches financial literacy through practical, relatable education centered around four areas that can impact nearly every part of your financial life:
Budget. Credit. Debt. Wealth.
Macel created Financially Lit Society because financial education shouldn't feel intimidating, embarrassing, or impossible to understand.
It should feel like something you can actually use.



BUDGET - Understand your income, expenses, spending habits, and financial priorities.
CREDIT - Learn the fundamentals of credit and evaluate your own credit knowledge and habits.
DEBT - Take a closer look at what you owe and begin developing a plan for moving forward.
WEALTH - Start thinking beyond today's bills and toward saving, investing, assets, goals, and your financial future.
Take what you're learning beyond the class with the Financially Lit Workbook.
Created to compliment the Financially Lit Society experience, the workbook helps you put what you're learning into action through exercises, reflections, financial planning, and real-life application.
Use the workbook in and outside of the classroom.
Use it during class.
Work through it at your own pace.
Keep it as a resource throughout your financial journey.


We learn how to work for money,
but many of us were never taught how to manage it.
Learn how to create a realistic budget, understand your income and expenses, plan ahead, and make intentional decisions with your money.
It's not about restricting your life.
It's about creating a plan for it.
Learn how credit works, what impacts your credit score, how to understand your credit report, and how to use credit responsibly as a financial tool.
Learn how interest works, understand different types of debt, identify what is costing you money, and create strategies for reducing debt while working toward your larger financial goals.
Learn how interest works, understand different types of debt, identify what is costing you money, and create strategies for reducing debt while working toward your larger financial goals.
You don't need to already be "good with money."
You don't need a perfect credit score.
You don't need to be debt-free.
And you definitely don't need to know everything about finances before you join.
Finally understand where their money is going
Create and stick to a realistic budget
Understand their credit
Improve their financial habits
Learn how debt and interest really work







Financially Lit Society exists to educate, empower, and elevate individuals and communities through
practical financial literacy.
Because understanding your money isn't just about numbers.
It's about choices.
It's about confidence.
It's about opportunities.
And it's about creating a financial future with greater:
PEACE • PURPOSE • PROSPERITY