CREDIT IS KEY 🗝️
An Interactive Credit Workshop Designed for
Every Financial Stage of Life
Understanding credit can change what you're able to do with your money, your opportunities, and your future.
Credit Is Key is an interactive financial literacy workshop designed to help participants understand how credit really works, how to protect it, and how to make smarter financial decisions.
Attend one of our biweekly workshops at rotating Bay Area locations or bring Credit Is Key to your company, organization, group, or community.
CREDIT DOESN'T HAVE TO BE CONFUSING
Learn It. Understand It. Use It Wisely.
Credit affects so many of life's major financial decisions, yet many people were never taught how it actually works.
Credit Is Key breaks credit down into practical, easy-to-understand information participants can immediately apply to their own financial lives.
It's an interactive experience designed to educate, engage, answer questions, and help participants walk away understanding credit differently than when they walked in.
WHAT YOU'LL LEARN
Take Control of Your Credit Knowledge
Credit Is Key covers real-world credit topics including:
What credit is and why it matters
How credit scores work
What impacts your credit score
How to read and understand a credit report
Payment history
Credit utilization
Credit age and credit mix
Hard vs. soft inquiries
How collections and negative accounts affect credit
Common credit mistakes
How to build credit responsibly
How to protect the credit you've worked to build
The connection between credit, debt, and your financial goals
Participants also have opportunities to ask questions and work through real-world credit scenarios.
Want to attend Credit is Key?
Join Us on Our Upcoming Workshops
Credit Is Key is offered biweekly at rotating locations, giving community members multiple opportunities to attend and learn.
Come ready to learn, participate, ask questions, and leave with a better understanding of your credit.
UPCOMING WORKSHOPS
DATE
2026
Time
Location
DATE
2026
Time
Location
WANT TO BRING CREDIT IS KEY TO YOUR COMMUNITY?
Book a Credit Is Key Workshop
Credit Is Key can also be brought directly to your organization, company, business, group, or community.
Workshops can be tailored to the audience while maintaining the core Credit Is Key financial education experience.
Perfect for:
Companies & Employers
Businesses
Community Organizations
Nonprofit Organizations
Churches & Faith-Based Organizations
Employee Resource Groups
Professional Organizations
Networking Groups
Community Events
Colleges & Universities
Youth & Young Adult Programs
Private Groups
Individuals Organizing an Event
WHY BRING CREDIT IS KEY TO YOUR ORGANIZATION?
Financial Education People Can Actually Use
Give your employees, members, clients, students, or community access to practical credit education that can impact their everyday financial decisions.
Give your employees, members, clients, students, or community access to practical credit education that can impact their everyday financial decisions.
Credit Is Key can be offered as:
An Employee Financial Wellness Workshop
A Community Financial Literacy Event
A Lunch & Learn
A Professional Development or Resource Event
A College or Campus Workshop
A Community Organization Workshop
A Private Group Workshop
A Special Event or Financial Education Session
MEET YOUR WORKSHOP FACILITATOR
Meet Macel Santos - The Diamond Credit Lady
Macel Santos is the Founder of Diamond Credit Care and Financially Lit Society.
After experiencing her own financial challenges and rebuilding her credit from the 400s to the 800s, Macel turned what she learned into a mission to help others better understand their finances before costly mistakes are made.
Through Credit Is Key, Macel brings credit education into the community in a way that is practical, interactive, relatable, and easy to understand.
Her goal is simple:
Help people understand credit so they can make informed financial decisions with confidence.
BOOK CREDIT IS KEY
Bring the Workshop to Your Organization or Community
Request a FREE Credit Is Key Workshop
Bring practical credit education to your organization, workplace, school, or community.
Credit Is Key is a complimentary financial education workshop that can be presented virtually or in person.
CONTACT INFORMATION
Where will the workshop be held?
Credit Is Key is a complimentary financial education workshop offered to qualifying organizations and community groups. Submission of this form does not guarantee availability.